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CB Chubb Ltd

NYSEFinancialsFire, Marine & Casualty InsuranceZurich, SwitzerlandFY ends December 31

Profitable 5/5: Fiscal years with net income above zero, out of the last five reported.FY2025 10-K filed Feb 27, 2026 (SEC EDGAR)

FY2025 at a glance

Fundamentals from SEC filings, not quotes
Revenue
$59.4BYoYup 6.54%ended Dec 31, 2025
Net income
$10.3B17.4% margin
Diluted EPS
$25.68YoYup 13.13%
Free cash flow
—
Cash
$2.47B
Total debt
—Not meaningful for financial companies
About Chubb Ltd

Overview

Chubb Ltd (CB) is listed on NYSE; the SEC classifies it under "Fire, Marine & Casualty Insurance".

For fiscal 2025 (ended Dec 31, 2025) it reported revenue of $59.4B, up 6.5% from fiscal 2024.

Net income was $10.31B, a net margin of 17.4%.

At fiscal year end it had total assets of $272.33B and stockholders' equity of $73.76B (27.1% of assets).

Financial company (SIC 6000–6799): gross margin, current ratio, debt figures, interest coverage, the F-Score and Z'' are not meaningful for bank and insurer balance sheets, so they are left blank.

Fiscal years shown
FY2016–FY2025 (10 years)
Latest 10-K
Feb 27, 2026
Latest filing
10-QOct 28, 2026
FY2016–FY2025 · annual 10-K

Charts

Revenue and net income

Revenue and net income, fiscal years FY2016 to FY2025.
PeriodRevenueNet incomeNet margin
FY2016$31.5B$4.14B13.1%
FY2017$32.2B$3.86B12.0%
FY2018$32.7B$3.96B12.1%
FY2019$34.2B$4.45B13.0%
FY2020$36B$3.53B9.8%
FY2021$41B$8.54B20.8%
FY2022$43.2B$5.31B12.3%
FY2023$49.7B$9.03B18.2%
FY2024$55.8B$9.27B16.6%
FY2025$59.4B$10.3B17.4%

Diluted EPS

Diluted EPS, fiscal years FY2016 to FY2025.
PeriodEPS (diluted)
FY2016$8.87
FY2017$8.19
FY2018$8.49
FY2019$9.71
FY2020$7.79
FY2021$19.27
FY2022$12.55
FY2023$21.80
FY2024$22.70
FY2025$25.68

Diluted shares

Diluted shares, fiscal years FY2016 to FY2025.
PeriodDiluted shares (weighted)
FY2016466M
FY2017471M
FY2018467M
FY2019459M
FY2020453M
FY2021443M
FY2022424M
FY2023414M
FY2024408M
FY2025402M

Cash vs total debt

Cash vs total debt, fiscal years FY2016 to FY2025.
PeriodCash & equivalents
FY2016$985M
FY2017$728M
FY2018$1.25B
FY2019$1.54B
FY2020$1.75B
FY2021$1.66B
FY2022$2.01B
FY2023$2.62B
FY2024$2.55B
FY2025$2.47B

Total debt: Not meaningful for financial companies

Each bar is one fiscal year as reported in its 10-K; bars below the zero line are negative and gaps are years not reported. Per-share figures are as reported, not adjusted for stock splits; comparisons across a likely split are left blank.

FY2025 · 5-year trend

Ratios

Profitability

Gross marginNot meaningful for financial companies
—
Net margin
17.4%
Return on equity
15.0%
Return on assets
4.0%

Growth

Growth. Compound annual growth: (end ÷ start)^(1 ÷ years) − 1, both ends positive.
Metric1y3y CAGR5y CAGR9y CAGR
Revenueup 6.54%up 11.23%up 10.54%up 7.31%
EPS (diluted)up 13.13%up 26.96%up 26.94%up 12.54%
Free cash flow————
Change in share count
-1.71%

Financial strength

Current ratioNot meaningful for financial companies
—
Debt / equityNot meaningful for financial companies
—
Liabilities / assets
70.7%
Net debtNot meaningful for financial companies
—
Interest coverageNot meaningful for financial companies
—
Equity / assets
27.1%

Shareholder returns

Dividends per share
$3.82
Dividends paid
$1.51B
Buybacks
$3.69B
Payout ratio
14.6%

Financial company (SIC 6000–6799): gross margin, current ratio, debt figures, interest coverage, the F-Score and Z'' are not meaningful for bank and insurer balance sheets, so they are left blank.

Piotroski F-Score · Altman Z''-Score

Quality screens

Piotroski F-Score

Not meaningful for financial companies.

Altman Z''-Score

Not meaningful for financial companies.

Screening heuristic, not a recommendation. Financial company (SIC 6000–6799): gross margin, current ratio, debt figures, interest coverage, the F-Score and Z'' are not meaningful for bank and insurer balance sheets, so they are left blank.

Last 10 fiscal years · newest first

Financial statements

USD millions, except per-share figures (USD). Share counts in millions.

Income statement

Income statement. USD millions, except per-share figures (USD). Share counts in millions.
MetricFY2025Dec 31, 2025FY2024Dec 31, 2024FY2023Dec 31, 2023FY2022Dec 31, 2022FY2021Dec 31, 2021FY2020Dec 31, 2020FY2019Dec 31, 2019FY2018Dec 31, 2018FY2017Dec 31, 2017FY2016Dec 31, 2016
Revenue59,40255,75349,73543,16640,96335,99434,18632,71732,24331,469
YoY (Revenue)+6.54%+12.10%+15.22%+5.38%+13.81%+5.29%+4.49%+1.47%+2.46%—
Interest expense764741672570492516552641607605
Pretax income13,04411,4559,5266,5689,8164,1625,2494,6573,7224,950
Income tax2,4221,8155111,2551,277629795695-139815
Net income10,3109,2729,0285,3138,5393,5334,4543,9623,8614,135
YoY (Net income)+11.19%+2.70%+69.92%-37.78%+141.69%-20.68%+12.42%+2.62%-6.63%—
EPS (basic)25.9322.9421.9712.6619.417.829.778.558.268.94
EPS (diluted)25.6822.7021.8012.5519.277.799.718.498.198.87
YoY (EPS (diluted))+13.13%+4.13%+73.71%-34.87%+147.37%-19.77%+14.37%+3.66%-7.67%—
Diluted shares (weighted)402408414424443453459467471466

Balance sheet

Balance sheet. USD millions, except per-share figures (USD). Share counts in millions.
MetricFY2025Dec 31, 2025FY2024Dec 31, 2024FY2023Dec 31, 2023FY2022Dec 31, 2022FY2021Dec 31, 2021FY2020Dec 31, 2020FY2019Dec 31, 2019FY2018Dec 31, 2018FY2017Dec 31, 2017FY2016Dec 31, 2016
Cash & equivalents2,4702,5492,6212,0121,6591,7471,5371,247728985
Goodwill20,20719,57919,68616,28715,21315,40015,29615,27115,54115,332
Intangible assets6,2416,3776,7755,4415,4555,8116,0636,1436,5136,763
Total assets272,327246,548230,682199,144200,054190,774176,943167,771167,022159,786
Short-term debt1,4998001,46047599901,2995091,013500
Long-term debt15,72814,37913,03514,40215,16914,94813,55912,08711,55612,610
Total liabilities192,548178,154166,991148,604140,340131,333121,612117,459115,850111,511
Retained earnings69,95061,56154,81048,33447,36539,33736,14231,70027,47423,613
Stockholders' equity73,75764,02159,50750,54059,71459,44155,33150,31251,17248,275
Shares outstanding391401405415427451452459464466

Cash flow

Cash flow. USD millions, except per-share figures (USD). Share counts in millions.
MetricFY2025Dec 31, 2025FY2024Dec 31, 2024FY2023Dec 31, 2023FY2022Dec 31, 2022FY2021Dec 31, 2021FY2020Dec 31, 2020FY2019Dec 31, 2019FY2018Dec 31, 2018FY2017Dec 31, 2017FY2016Dec 31, 2016
Operating cash flow12,81616,18212,63211,24311,1499,7856,342———
Share repurchases3,6941,8012,4112,8944,8615231,5301,044801—
Dividends paid1,5051,4361,3941,3751,4011,3881,3541,3371,3081,173
Dividends per share3.823.59————————
Key financials (annual, 10-K)

Values as reported in each fiscal year's Form 10-K (XBRL data on SEC EDGAR); growth and ratios are computed from those values. Revenue is the total revenue figure the company tagged (omitted when the only figure tagged is evidently partial, e.g. below net income); growth is only shown between consecutive ~12-month fiscal years reported with the same revenue measure. Per-share figures and share counts are as reported and not adjusted for later stock splits. — = not reported.

FY2025 · per diluted weighted share

Per share and valuation context

EPS (diluted)
$25.68
Revenue per share
$147.95
Book value per share
$183.70
Tangible book per share
$117.83
Cash per share
$6.15
Dividends per share
$3.82
Public floatas of Jun 30, 2025
$115B

Price ratios need a live quote. This page shows no stock prices. Per-share figures are as reported, not adjusted for stock splits; comparisons across a likely split are left blank.

Price ratio calculator

Type a share price to compute ratios from the latest 10-K figures. Nothing is stored or sent. (FY2025)

Market capPrice × diluted weighted shares
—
P/EPrice ÷ diluted EPS
—
P/BPrice ÷ book value per share
—
P/SPrice ÷ revenue per share
—
P/FCFPrice ÷ FCF per share
—
Dividend yieldDividends per share ÷ price
—
SEC EDGAR

Filing timeline

  1. 10-Q
    Quarterly report· Sep 30, 2026(SEC EDGAR)
  2. 8-K
    Current report· Oct 20, 2026(SEC EDGAR)
    • 2.02Results of operations
    • 9.01Financial statements and exhibits
  3. 10-Q
    Quarterly report· Jun 30, 2026(SEC EDGAR)
  4. 8-K
    Current report· Jul 21, 2026(SEC EDGAR)
    • 2.02Results of operations
    • 9.01Financial statements and exhibits
  5. 8-K
    Current report· Jun 10, 2026(SEC EDGAR)
    • 8.01Other events
    • 9.01Financial statements and exhibits
  6. 8-K
    Current report· May 21, 2026(SEC EDGAR)
    • 5.02Officer or director changes
    • 5.03Bylaws or fiscal year change
    • 5.07Shareholder vote results
    • 9.01Financial statements and exhibits
  7. 8-K
    Current report· May 20, 2026(SEC EDGAR)
    • 8.01Other events
    • 9.01Financial statements and exhibits
  8. 10-Q
    Quarterly report· Mar 31, 2026(SEC EDGAR)
  9. 8-K
    Current report· Apr 21, 2026(SEC EDGAR)
    • 2.02Results of operations
    • 9.01Financial statements and exhibits
  10. DEF 14A
    Proxy statement· May 21, 2026(SEC EDGAR)
All filings on SEC EDGAR
SIC 6331 · Fire, Marine & Casualty Insurance

Peers (same SIC code)

Peers (same SIC code)
TickerRevenue (FY)YoYNet marginROEF-Score5y revenue
BRK-BBERKSHIRE HATHAWAY INC$371B—18.0%———
PGRPROGRESSIVE CORP$87.7Bup 16.32%12.9%40.4%—
CBChubb Ltd (This company)$59.4Bup 6.54%17.4%15.0%—
TKOMYTOKIO MARINE HOLDINGS, INC.——————
Peer median$230Bup 16.32%15.5%40.4%——

Companies with the same 4-digit SIC code, ordered by latest revenue. The median excludes this company. — = not reported or not computable.

Frequently asked questions

What does Chubb Ltd do?

The SEC classifies Chubb Ltd under Standard Industrial Classification (SIC) code 6331, "Fire, Marine & Casualty Insurance". It is headquartered in Zurich, Switzerland. It is incorporated in Switzerland. In fiscal 2025 it reported revenue of $59.4B and net income of $10.31B in its annual 10-K report.

What was Chubb Ltd's revenue in 2025?

Chubb Ltd reported revenue of $59.4B for fiscal 2025, which ended Dec 31, 2025, up 6.5% from $55.75B in fiscal 2024, according to its annual 10-K report filed with the SEC on Feb 27, 2026.

What was Chubb Ltd's net income in 2025?

Chubb Ltd reported net income of $10.31B for fiscal 2025, a net margin of 17.4% of revenue.

Where is Chubb Ltd listed?

According to the SEC, Chubb Ltd's ticker CB is listed on NYSE.

When does Chubb Ltd's fiscal year end?

According to the SEC, Chubb Ltd's fiscal year ends on December 31; its latest reported fiscal year (2025) ended Dec 31, 2025.

Source: SEC EDGAR · Last updated:

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Not investment advice: This page shows financial data that companies reported to the US Securities and Exchange Commission, for information only. It is not investment advice or a recommendation to buy or sell any security, and it shows no stock prices. Data may be incomplete, restated or out of date — check the original filings on SEC EDGAR before making decisions.